Program seeks to make purchasing a home more affordable for low-to-moderate income families and individuals by offering low interest rate mortgage loans. In addition, program offers: Down payment assistance; Closing costs assistance; and the Mortgage Credit Certificate Program. Homeownership Programs ADFA Advantage Loan Program ADFA Move-Up Loan Program First Time Homebuyer Federal Tax Credit/Mortgage Credit Certificate (MCC) ProgramDownpayment Assistance Programs DFA Downpayment Assistance Program (DPA) Arkansas Dream Downpayment Initiative (ADDI)

Program provides loan for homeless individuals or families to obtain housing.

Administers mortgage loans to households with low income looking to purchase a house. Also provides commercial loans for eligible cities needing to replace water and wastewater wells.

Program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability.

Provides mortgage loans to those looking to purchase a home.

The Mortgage Assistance and Self-sufficiency programs allow Cherokee Nation citizens to build and repair their credit and reach personal financial goals. This program provides qualified Cherokee Nation citizens with down payment and closing cost assistance when obtaining a mortgage to purchase or construct a home. Income guidelines are 80% of National Median Income (NMI) or below.The mortgage assistance program (MAP) provides qualified Cherokee Nation citizens with down payment assistance up to $20,000.

Program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability.

Program provides loan for homeless individuals or families to obtain housing.

Program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability.

Program provides loan for homeless individuals or families to obtain housing.

Program provides a variety of methods to help consumers avoid foreclosure and eviction. Services may include the following: Mortgage Renewal Program helps reduce or eliminate past due amounts and bring the mortgage current. Refinance Program has established relationships with very reputable lenders who can give loans on mortgages that are in foreclosure if there is enough equity in available in the property. Sell Your Home One may sell one's home before the Foreclosure Sale Date. Sometimes the home owner is unable to sell the outright at the desired sale price and this is not an option. Short Sale Program may be able to negotiate a Short Sale on consumer's behalf with lender(s). In this instance the lender may take less than what is owed on the loan to avoid a lengthy and costly foreclosure process. Deed-in-lieu of Foreclosure Program can arrange for consumer to simply give the home back to the lender and walk away with a clean slate. Pre-foreclosure Program can help consumers stop the foreclosure before the date of sale and negotiate with current lender(s) to reinstate the mortgage and stop legal actions against consumer. Post-foreclosure Program can keep consumer in the home after the house has been sold by using loss mitigations and foreclosure laws to protect the consumer. Debt Reduction/ Debt Elimination Program also finds ways to eliminate debt by reviewing the files for missing documents and getting the problem corrected.Please call to inquire about fee structure.

Program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability.

Program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability.

Program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability.

Program provides loan for homeless individuals or families to obtain housing.